# The Margin Sheet

> Know your numbers. Grow your margin.


## Posts

- [Profit Margin Formula in Excel: Gross Margin, Markup and Pricing (Free Calculator)](https://themarginsheet.com/profit-margin-formula-excel/): Learn the profit margin formula in Excel, how it differs from markup, and how to price for a target margin. A free Excel calculator is included.
- [Profit and Loss Template in Excel: Build a 12-Month P&L (Free Download)](https://themarginsheet.com/profit-and-loss-template-excel/): A free 12-month profit and loss template for Excel, with a step-by-step guide to the formulas for gross profit, operating profit, tax and net profit. Includes a worked example and Google Sheets notes.
- [Loan Amortization Schedule in Excel (Free Template + Formulas)](https://themarginsheet.com/loan-amortization-schedule-excel/): Learn how to build a loan amortization schedule in Excel with PMT, EDATE and simple fill-down formulas. The free template includes an extra payment calculator and a balance chart.
- [Debt Snowball Spreadsheet: Free Excel Planner (Snowball vs Avalanche)](https://themarginsheet.com/debt-snowball-spreadsheet/): A free Excel debt snowball spreadsheet that also switches to the avalanche method. Learn how each formula works and compare payoff dates on your own debts.
- [Cash Flow Forecast Template in Excel: 12-Month Plan (Free Download)](https://themarginsheet.com/cash-flow-forecast-template-excel/): A free 12-month cash flow forecast template for Excel with formulas, a minimum buffer check and a closing balance chart. Follow the steps to build it or download it ready to use.

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